Privacy and Cookie Policy
Who We Are
Fincate Ltd operates the Fincate platform, an educational resource designed to improve financial literacy and provide general guidance on financial planning. Our website address is: https://www.fincate.com. Fincate Ltd is registered with the Information Commissioner’s Office (ICO) under registration number ZB002459. We are committed to protecting your privacy and ensuring that your personal data is handled in compliance with applicable data protection laws, including the General Data Protection Regulation (GDPR).
Privacy Policy
Data Collection and Usage
Comments
When visitors leave comments on the site, we collect the data shown in the comments form, along with the visitor’s IP address and browser user agent string, to assist with spam detection.
An anonymised string created from your email address (also known as a hash) may be provided to the Gravatar service to verify usage. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. Once your comment is approved, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid including embedded location data (EXIF GPS). Visitors can download and extract any location data from images on the website.
Embedded Content from Other Websites
Articles and pages on this site may include embedded content (such as videos, images, and articles). Embedded content behaves in the same way as if you were visiting the originating website.
These external sites may collect data about you, use cookies, and embed third-party tracking. They may monitor your interaction with the embedded content, including tracking your activity if you are logged into their website. As part of our courses, Fincate uses embedded YouTube videos. YouTube’s privacy policy is available here: https://policies.google.com/privacy.
Who We Share Your Data With
If you request a password reset, your IP address will be included in the reset email.
Data Retention
If you leave a comment, the comment and its associated metadata are retained indefinitely. This ensures that follow-up comments can be recognised and approved automatically.
For users that register on our website, we store the personal information provided in their user profile. Users can view, edit, or delete their personal information at any time (except for their username). Website administrators have access to view and edit user information.
Your Rights Over Your Data
If you have an account or have left comments, you can request an exported file of the personal data we hold about you. You can also request that we erase any personal data. This does not include any data we are required to retain for administrative, legal, or security purposes.
Where Your Data Is Sent
Visitor comments may be checked through an automated spam detection service.
Cookie Policy
Cookies
When you leave a comment on our site, you may opt to save your name, email address, and website in cookies. This provides convenience by allowing you to avoid re-entering your details when leaving future comments. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to check if your browser accepts cookies. This cookie does not contain personal data and is discarded upon closing your browser.
Upon logging in, we set up several cookies to store your login information and screen display preferences. Login cookies remain active for two days, while screen options cookies last for a year. Selecting “Remember Me” extends the login duration to two weeks. Logging out removes the login cookies.
When editing or publishing an article, an additional cookie is saved in your browser. This cookie contains no personal data and simply records the post ID of the article edited. It expires after one day.
GDPR Compliance
Fincate Ltd is committed to safeguarding your personal data in compliance with the General Data Protection Regulation (GDPR). We collect and process personal data to provide access to our services and improve user experience.
Data Security
We implement appropriate measures to protect personal data from unauthorised access or disclosure. However, the transmission of information online carries inherent risks, and we cannot guarantee absolute security.
User Rights
You have the right to:
- Access the personal data we hold about you
- Request corrections to inaccurate or incomplete data
- Request deletion of your personal data (subject to legal and administrative obligations)
- Object to the processing of your data
- Request data portability
To exercise these rights, please contact us at support@fincate.com.
Third-Party Services
Fincate Ltd uses WordPress and a range of plugins to deliver its services, including:
- Contact Form 7 – For managing user queries and communication
- Elementor – For website design and layout
- MasterStudy LMS – For online courses and educational content
Additionally, we integrate YouTube videos as part of our educational courses. We are not responsible for data breaches, loss, or technical issues arising from these third-party services.
Fincate uses Akismet Anti-Spam to help protect our platform from spam and ensure a safe user experience. Akismet checks all user-submitted content, such as comments or form submissions, against its database to identify and filter out spam. Please note that Akismet processes personal data as part of its spam filtering service, but Fincate does not store or use this data for any other purposes. By using our platform, you agree to the use of Akismet for spam protection as part of our commitment to maintaining a secure and trustworthy environment.
Fincate uses Paid Memberships Pro to manage memberships and subscription services on our platform. This plugin securely handles member registration, login, and subscription payments, allowing us to offer tailored access to content based on membership levels. Please note that Paid Memberships Pro processes personal data as part of its services, but Fincate does not store or use this data for any other purposes beyond managing memberships. By using our platform, you agree to the use of Paid Memberships Pro to manage your membership and access to content.
Policy Updates
We may update this privacy and cookie policy from time to time to reflect changes in legal requirements or service offerings. Updates will be published on this page, and continued use of the platform constitutes acceptance of these changes.
For further information, please contact us at support@fincate.com.
